Rate and Term Refinancing
A rate and term refinance involves only changing the interest rate and terms of your loan.  Often used to help clients take advantage of lower interest rates or to pay of their mortgage faster.
 
This process is made easy by our consultants and transaction coordination team at Cascade.  It generally involves re-qualifying for a new mortgage and does not allow clients to take equity out of the home.
What You Need To Know
We recommend that clients look at all of their options and get the education they need to make informed decisions.  Refinancing involves increased regulation and a constantly changing environment.
 
Asking questions is something our consultants will do to ensure that we understand your individual situation completely and catch any possible financing problems that may arise with qualifying.  Our team works with clients side by side to ensure that each and every transactions exceeds client expectations and meets your financial goals.
Understanding Industry Turbulance
Guidelines have changed since 2007 and continue to change on a weekly basis in today's economy.
 
We highly recommend starting the process early with one of our experience consultants to ensure you have the latest and most accurate information before searching for that perfect rental property.
 
We have access to the loan programs that will allow you to finance your rental home(s) and ensure that you can also have positive cash flow from them.